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The Investment Process

From First Look to Your First Income Payment

Every step from choosing a hotel to receiving income, with who does what at each step, where your money goes and who checks the hotel before you commit.

Who acts at each step: You Aonios Independent checker Developer Escrow law firm Hotel management company

Phase 1

Choose

Every hotel goes through Aonios Screening: ten checks on the developer, the land, the hotel brand, the payment route and the contract. Each card shows whether its screening is complete.

  1. 1

    Look

    You

    Read the approved facts on each hotel, compare up to three side by side, and filter by stage, price and country. No sign-up needed.

    Free
  2. 2

    Request Membership

    YouAonios

    A named person replies within one business day. You receive the Investor Summary: every hotel side by side and the ownership rules in each country.

    Free until 31 December 2026, then €500 a year
  3. 3

    Complete Your Profile

    You

    Budget, timing, whether you can own in each hotel's country, how you would pay, and any joint buyer. This is needed before we register your interest with a developer.

Phase 2

Verify

Aonios verifies the hotel, and a local lawyer confirms title, permits and the contract, all before any money moves.

  1. 4

    Sign the Membership and Consultation Agreement

    YouAonios

    You sign before we give any developer your name. The agreement sets out our commission disclosure and the few cases in which a fee applies.

    Developer normally pays our commission
  2. 5

    Express Interest

    YouAoniosDeveloper

    We register you with the hotel's developer, and the developer confirms your registration in writing. You then receive the Full Investor File and a consultation: the developer's material, our open questions, our downside case beside the developer's projection, the hotel management company's terms, our beach assessment and our commission disclosure.

  3. 6

    Verification

    AoniosLocal lawyer

    Aonios checks the developer, its finances, the price, the hotel management terms and the building. A local lawyer, independent of the developer, confirms title, permits, whether you may own, and the sale contract. Outside partners may verify further items.

    Included in membership
  4. 7

    Your Verified Investment Document

    AoniosYou

    The results go into your Full Investor File, the verified investment document that comes with membership, and we walk you through them in a review consultation. Who checks what:

    Local lawyerTitle, permits and contractWho owns the land, whether the hotel is permitted, whether you may own, and what the sale contract really says.
    AoniosThe developer's backgroundReal owners, lawsuits, sanctions and the record of finished and abandoned projects.
    AoniosThe developer's financesAccounts, debt and whether the project is funded through to completion.
    Aonios or a partnerPrice, projections and management termsWhether the price is fair, whether the projected income is realistic, and what the hotel management agreement leaves you.
    Aonios or a partnerProgress or building conditionOff-plan: progress against schedule and budget. Completed: a survey of the building.

Phase 3

Commit and Pay

Money moves last. It goes to escrow held by a Cyprus law firm, or to the account the hotel's country requires by law. Aonios never holds your money.

  1. 8

    Reserve and Pay the Deposit

    YouEscrow law firm

    Identity and source-of-funds checks happen here. Your deposit goes from an account in your own name into escrow, and is held on the terms of the developer's reservation agreement and the escrow agreement.

    Deposit held in escrow, never by Aonios
  2. 9

    Sign the Purchase Contract

    YouDeveloperAonios

    Whole room: you sign the sale contract with the developer. Fractional share: you sign the shareholders' agreement and subscribe for shares in the hotel company that Aonios sets up and manages, which signs the sale contract for the room. Contracts name Aonios as introducer and are signed electronically, through the Aonios portal once it opens. Take your own legal advice before you sign.

  3. 10

    Pay for Your Investment

    YouEscrow law firmConstruction monitor

    Every payment comes from an account in your own name. The ways to pay depend on the hotel; the Full Investor File states which apply.

    Bank transfer to escrowA single payment, or the balance after the deposit, into the escrow account in euros or the contract currency.
    Stage payments for off-plan hotelsInstalments paid into escrow, each released to the developer only when the construction monitor certifies the work is done.
    Mortgage where availableA loan from a bank in the hotel's country, where foreign buyers can borrow. Whole rooms only.
    Developer payment planInstalments the developer offers, including after handover where available, on the terms in the sale contract.
  4. 11

    Completion

    DeveloperAoniosYou

    Whole room: the title deed is registered in your name. Fractional share: your shares are entered in the hotel company's register of members. You become an Elite Investor, and your first paid year of membership may be refunded on the conditions in the agreement.

    You become an Elite Investor

Phase 4

Own

The hotel management company runs the hotel. Aonios keeps watching it for you and reports in the same format in good quarters and bad.

  1. 12

    Ongoing Monitoring

    AoniosConstruction monitor

    Until handover, a construction monitor report at each payment stage. After opening, a quarterly report from Aonios on the hotel's occupancy, income and costs, and a yearly review of results against the developer's projection. Aonios raises problems with the hotel management company and the developer on owners' behalf.

    Quarterly reports
  2. 13

    Income Payments

    Hotel management companyAoniosYou

    Whole room: the hotel management company pays your room's net income directly to you, on the schedule in your management or rental agreement. Fractional share: the room's net income is paid to the hotel company, which pays it out to shareholders every quarter in proportion to their shares, after the company's running costs, with a statement.

    Fractional owners paid quarterly
  3. 14

    Stays and Leaving

    You

    Book your owner nights where the hotel offers them. To leave, sell your room, or sell your shares to other shareholders or an approved buyer under the shareholders' agreement. There is no guaranteed buyer.

How Your Money Moves

Where Every Payment Goes

Three flows: your purchase, our commission, and your income.

Your Purchase

YouFrom an account in your own name
deposit and payments
EscrowHeld by a Cyprus law firm, or the account the law requires
released on signed contract and monitor certificates
DeveloperBuilds and delivers the hotel

On a fractional share, your payment goes into escrow and is released to buy the room in the name of the hotel company.

Our Commission

DeveloperPays the introduction commission
disclosed to you in writing before you commit
AoniosPaid on completion; you pay no commission

Income: Whole Room

Hotel management companyRuns the hotel
net room income
YouOn your agreement's schedule

Income: Fractional Share

Hotel management companyRuns the hotel
net room income
The hotel companyManaged by Aonios; deducts running costs
every quarter, by shareholding
YouWith a statement

After Completion

Elite Investor

Members who complete an investment through Aonios become Elite Investors.

  • First membership year, on conditionsYour first paid year may be refunded on completion, on the conditions in the agreement.
  • Free membership while you ownNo yearly fee for as long as you hold an investment through Aonios.
  • Priority access to new hotelsSee and reserve new hotels before other members.
  • Priority consultationA named contact and faster replies.

Start With Step 2

Request membership and a named person will reply within one business day. Membership is free until 31 December 2026.

info@aonios.properties